Supplemental insurance plans
Life’s full of unexpected moments. Planning ahead with supplemental insurance plans can help you feel more ready to handle the medical costs and out-of-pocket expenses that often accompany these unexpected events. Choose from a wide variety of plans, coverage, deductibles and benefits so you have coverage to fit your health needs and your financial situation.
Critical illness insurance
Critical Illness insurance underwritten by Golden Rule Insurance Company, also referred to as Critical Care insurance or Critical Illness coverage, provides a lump-sum cash benefit to help cover expenses associated with a qualifying serious illness.
Hospital and doctor indemnity insurance
Hospital and doctor fixed indemnity insurance, like Health ProtectorGuard1 underwritten by Golden Rule Insurance Company, is also often called fixed-benefit insurance or fee for service insurance. That’s because this type of insurance pays you a set—that is, fixed—amount of money for specific services covered by the plan.
Apply benefit payments toward your other health plan's deductible
Get cash to help meet prescription drug copays
Help pay your share of lab or diagnostic costs, like for blood tests or X-rays
Have money for those unforeseen expenses surrounding a planned or an unplanned surgery
Explore health plans – just for students
Taking new steps. It’s part of growing up. When you’re a college student, the steps may seem to get bigger by the minute.
Experience lower costs and added benefits
Student health plans can be a valuable solution for college students and their families. Not only can they cost less than other plans – even less than staying on an employer-sponsored family plan – they can also provide better benefits.