As you age, you may be at increased risk for certain dental conditions, according to the American Dental Association. Dental conditions associated with aging include dry mouth, dental caries (cavities) and periodontitis, a serious gum infection. Physical and cognitive impairments may also make home oral health care difficult for seniors, exacerbating dental problems. You may wish to have a Medicare dental plan to avoid paying out-of-pocket for dental treatment.
If you’re a senior over 65 you are most likely eligible for Medicare. Original Medicare (Part A and Part B) covers hospital and medical insurance but does not generally include coverage for routine dental care such as dentures, cleanings, fillings, and extractions. Original Medicare generally only covers dental care in emergency or complicated cases. If you want coverage for routine dental care, you will most likely need a dental plan.
According to the Centers for Medicare and Medicaid Services (CMS) Medicare Advantage plans may cover: